My Paycheck allows you to access money we estimate you to have already earned before your direct deposit date. My Paycheck provided by Stride Bank, N.A., Member FDIC. See Terms and Conditions for details and more on how transactions are settled. My Paycheck is available for eligible members in certain states. My Paycheck is currently only available to eligible new Chime members. Your limit may change at any time, at Chime's discretion. Your max amount of estimated earnings will be displayed to you within the Chime mobile app, and will be based upon data available to us such as your direct deposit data and transaction history.

A Qualifying Direct Deposit is a deposit from a single employer or payroll provider by Automated Clearing House (“ACH”). To be eligible for My Paycheck, you must receive to your Chime Checking Account (i) at least two Qualifying Direct Deposits of $200 or more in the preceding 34 days, or (ii) one Qualifying Direct Deposit of $200 or more in the preceding 34 days plus provide additional data.

Chime qualifying direct deposit